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20291 Torre Del Lago St, Estero, FL 33928

2,763 Sq Ft ($230 per sqft)
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ID: 226010983

For Sale : $636,000

One or more photo(s) has been virtually staged, AI generated or rendered. 3-Bedroom + Den, Loft & Pool Home in Bella Terra, Estero, FL | Former Builder's Model | Nearly 2,800 Sq Ft | 4th Bedroom Potential. If you've been waiting for a home in Bella Terra with real space, a solar-heated pool, and a floor plan you don't see every day… this is it. From the moment you walk through the front door, you're greeted by soaring ceilings, oversized windows, and natural light pouring in from every angle. The grand entry makes a statement with clean lines, neutral tones, and an open layout that just makes sense. This Chelsea Flex is one of the most unique floor plans in Bella Terra, offering 3 bedrooms plus a den, a large loft, and 3 full baths across nearly 2,800 square feet in this sought-after Southwest Florida gated community. It's the kind of layout that gives everyone their space without losing that connected, comfortable feel — and for buyers who need a 4th bedroom, this plan delivers two easy paths. The loft was originally designed to be closed in as a full bedroom, so the bones are already there. Or, close in the downstairs office with French doors for a private guest room or true home office. The flexibility here is genuinely rare. The main living area flows effortlessly into the kitchen and out to the lanai, ideal for entertaining or everyday Florida living. The kitchen is warm and inviting with custom wood cabinetry, solid surface counters, updated backsplash, and a breakfast bar that naturally becomes the gathering spot. Upstairs, the loft overlooks the main living space, adding volume and flexibility — a second living area, workspace, or guest retreat. The primary suite is spacious and private, with a tray ceiling, well-appointed bath, and a balcony for that quiet moment at the start or end of your day. Now let's talk about where this home really shines. The backyard is exactly what buyers hope for in Southwest Florida — a solar-heated pool and spa, a massive covered lanai, a pool bath, and room to relax, dine, and entertain without feeling crowded. Private, peaceful, and set up to be used year-round. This move-in ready home has the big-ticket items handled. Roof 2019, AC 2021, Water Heater 2024. Location within Bella Terra couldn't be better — close to the entrance, minutes to the clubhouse, and a short ride to Estero and Bonita Springs restaurants, shopping, and the beaches of Southwest Florida. Bella Terra offers resort-style living with a clubhouse, pool and spa, fitness center, tennis, pickleball, and a full calendar of community events. This isn't just a house with space… it's a home that was designed to be lived in, enjoyed, and sharedOne or more photo(s) has been virtually staged, AI generated or rendered (two twilight shots front and back of the home).

Equipment:

Dishwasher
Disposal
Dryer
Microwave
Refrigerator/ Freezer
Self Cleaning Oven
Washer

Interior Features:

Cathedral Ceiling(s)
Foyer
Smoke Detectors
Tray Ceiling(s)
Volume Ceiling
Walk- In Closet(s)
Window Coverings

Exterior Features:

Screened Lanai/ Porch

Boat Access:

None

View:

Amenities:

Basketball Court
Bike And Jog Path
Bocce Court
Park
Pool
Community Room
Spa/ Hot Tub
Fitness Center
Internet Access
Library
Pickleball
Play Area
Sidewalk
Streetlight
Tennis Court(s)
Underground Utility
Volleyball

Financial Information:

Taxes: $5,056.62
Tax Year: 2025
Master Association Fees: $573.00
Association Fee: $3,244.00
Association Description: Mandatory

Room Dimensions:

Laundry: Laundry in Residence

School Information:

Elementary School: Choice
Middle School: Choice
Junior High: Choice
High School: Choice

Additional Information:

Building Description: Two Story, Single Family
Community Type: Gated, Tennis
MLS Area: Bella Terra
Total Square Footage: 3,205
Total Floors: 2
Water: Central
Construction: Concrete Block, Stucco
Foreclosure: N
Date Listed: 2026-03-19 00:00:00
Pool: Y
Pool Description: Community, Below Ground, Solar Heat
Private Spa: Y
Furnished: Unfurnished
Den: N
Kitchen Description: Island, Pantry
Windows: Window Coverings
Parking: Driveway Paved, Attached
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Carpet, Tile, Wood
Roof: Tile
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric
Fireplace: N
Storm Protection: Shutters - Manual
Security: Security System, Smoke Detector(S), Gated Community
Laundry: Laundry In Residence
Irrigation: Lake/ Canal
55+ Community: N
Pets: Limits
Restrictions: Architectural, Deeded, No R V
Maintenance: Cable, Internet/ Wi Fi Access, Irrigation Water, Lawn/ Land Maintenance, Pest Control Exterior, Street Lights
Rear Exposure: Se
Lot Desc.: Regular
Amenities: Basketball Court, Bike And Jog Path, Bocce Court, Park, Pool, Community Room, Spa/ Hot Tub, Fitness Center, Internet Access, Library, Pickleball, Play Area, Sidewalk, Streetlight, Tennis Court(S), Underground Utility, Volleyball